DIA's TYPICAL FULL-SERVICE CLIENT ($1M+ Minimum)

Please Note:  The scope of any financial planning and consulting services depends upon the terms of the engagement and the specific requests and needs of the client.  DIA does not serve as an attorney, accountant, or insurance agent.  DIA does not prepare legal documents or tax returns, nor does it sell insurance products.  If the client desires, our affiliated tax preparation firm, and/or representatives, in their separate individual licensed capacities as licensed insurance agents, can be engaged to be provide tax preparation and/or insurance sales/services as described on DIA’s written disclosure Brochure, per the terms and conditions of a separate engagement and fee.

At DIA Our Goal is to be Our Client's Most Trusted Advisor. 

We Earn that Trust by Offering:

• Customized "The DiNuzzo Financial Wellness LifePlan^(TM)"

• Emotions Management

• Fiduciary Duty

• Fiduciary Based Advice

• Fee - Only Discretionary Investment Management

• Strategic Asset Allocation Recommendation(s) (often multiple strategies across various account types)

• Glide Path Analysis and Recommendations

• Asset Class Diversification Recommendations

• Index Dimensional (DFA) Investment Recommendations

• Regular Rebalancing Audits

• Rebalancing Asset Classes(e.g. US Large Cap, International Small Value) Per Customized Min/Max Bands 

• Personal Balance Sheet (PBS) Preparation and Updates

• Personal Cash Flow Statement(s) (CFS) Preparation and Updates

• Retirement Cash Flow Statement(s) Pro-Forma (RCFS) Preparation and Updates

• Retirement "Income Gap" Identification for "Guaranteed Income" to Solve for: Food, Clothing, Shelter, Health Care & Transportation "Needs"

• Customized Recommendations Developed through our "DiNuzzo Money Bucket Stack Analysis^TM" (DMBSA^TM) for Your Unique "Bucket" Strategies

• Customized Recommendations for Tax and Cash Flow Bucket Funding Regarding Taxable, Tax-Deferred, and Tax-Free Buckets

• Semi-Annual (Preferred) or Annual Client "Progress Meetings"

• Quarterly Contact from Your "Lead" Relationship Wealth Advisor

• Rebalancing Transaction Contact from Your Wealth Management Team

• Ongoing Advice 

• Client Services

• Tax Loss Harvesting

• Capital Gain Harvesting

• Daily Performance (Electronic) Reporting through Your "Client Portal"

• Continuing Education

• Tax Management

• Chart and Data Updates

• Withdrawal and Deposit Management

• Cash Flow (Budgeting) Management

• Alternative Investment Evaluations